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General Liability Insurance

Business owners wear many different hats in their business. 



General Liability is a broad commercial policy that covers liability exposures of a business that are not specifically excluded.

Commercial General Liability (CGL) insurance protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander and false advertising).

Premises/operations coverage pays for bodily injury or property damage that occurs on your premises or as a result of your business operations.

Products/completed operations coverage pays for bodily injury and property damage that occurs away from your business premises and is caused by your products or completed work.


General Liability insurance, often called business insurance, is the most commonly purchased insurance tool to shield the assets of a business from something it did, or failed to do, in order to prevent an injury or damage to property. General Liability insurance can help manage the risks of performing business as usual. Since building a company takes hard work and immense dedication, it’s vital to protect your business and its assets from losses and liability risks that come with running any organization.

Liability insurers have two, in some cases three, major duties and they are to defend, indemnify and, in some jurisdictions, settle a reasonably clear claim. General Liability insurance can be purchased by itself or bundled together in a business-owners policy, known as a BOP. Typically, businesses purchase General Liability insurance by itself because, even though a BOP is easier from a paperwork perspective, they’re also usually more expensive.

At Fulshear Insurance Group, Inc., searching for the perfect solution is as easy as a couple clicks of the mouse. Fulshear Insurance Group, Inc. will help you find the plan you need at the rate you can afford. Your options will be clearly and diligently explained, and Fulshear Insurance Group, Inc. will work tirelessly until a policy that makes sense for you is found. Call today and let Fulshear Insurance® Group, Inc. make life easy on you.  1.855.533.9067


Other Business Resources:

OSHA: How to Plan for Workplace Emergencies and Evacuations